Attention homeowners in Williamsville and Erie County: Get an Appraisal today!
Here are the top seven reasons why NY homeowners need TK Valuations, Inc.:
Do you own a home in or near Williamsville? Do you need help determining the price of your real estate?
At TK Valuations, Inc., we understand the unique needs of a consumer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at TK Valuations, Inc., will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value opinion than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. We are qualified in helping clients just like you dismiss unwanted PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if you live in a region that's going down. This only means you are going to pay higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from TK Valuations, Inc. is your perfect weapon.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be difficult from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. TK Valuations, Inc. can provide you with a professional appraisal that will help you reinstate your home equity line of credit.
We Also Provide Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for preciseness or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? TK Valuations, Inc. offers field reviews where we go out and check the subject and comparables in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.